Manufacturers Insurance

Manufacturers Insurance.

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Types of insurance for a manufacturer:

Liability Insurance

It is compulsory to have employers’ liability insurance if you have any employees (with some exceptions).

This is to protect you if a member of staff sues you due to injury, death or property damage or loss in the course of their employment. 

Public liability provides you with financial protection if a third party or customer was to sue you for causing them injury, death, disease. 

Furthermore, it also covers you if you cause damage to third party property as a result of your negligence.

So, just imagine, without public liability insurance your business could be wiped out by one large compensation claim.

In addition, products’ liability provides you with financial protection if you were sued due to a defective product you have sold. 

Property Insurance

Firstly, if you own the buildings you trade from or if your lease agreement stipulates you are responsible for insuring the buildings…

You should take out buildings insurance to protect your buildings from damage or loss. 

To sum up, stock insurance will cover you for damage or loss to the products you sell or the materials you use to manufacturer products.

In short, machinery & equipment cover protects you against damage and loss to your machinery & business equipment.

Other covers

Machinery breakdown insurance covers you for the costs of repairing a machine that has broken down.

Professional indemnity insurance covers you for the legal costs involved in defending you against any claims made due to providing poor advice or an inadequate service. 

In short, Legal Expenses insurance will cover you for costs involved to defend or pursue a claim in the courts of Law as a result of any business related disputes. 

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